Direct Consumer Loans

New Home Construction:

Loan Amount

  • Maximum Amount: $150,000.00

Interest Rate

  • 7% Fixed Interest

Loan Term

  • 30 Years

Eligible Projects

  • 1 – 3 Bedroom Homes

Application Fee

  • 30 Years

Home Improvement - Secured or Unsecured:

Loan Amount

  • H.I.S Maximum Amount: $50,000.00
  • H.I.U Maximum Amount: $10,000.00

Interest Rate

  • 7% Fixed Interest
Loan Term
  • HIS: 15¬†years
  • HIU: 4 years

Eligible Projects

  • Repair
  • Renovate
  • Extend Existing Homes

Application Fee

  • $100

APPLY NOW

Please CALL or EMAIL us to schedule an appointment. Please download, print and fill in Applications listed below, and present them to your loan clerk, upon arrival to your appointment. We’ll see you soon!

DBAS will NOT ACCEPT INCOMPLETE APPLICATIONS -Please Submit All Necessary Requirements for Consideration